Privacy Policy

Credit Utilization Calculator - My Credit Signal

Privacy Policy

Last updated: March 12, 2026

My Credit Signal (“we,” “us,” or “our”) operates mycreditsignal.com. This page explains how we collect, use, and protect your information when you use our website.

Information We Collect

Email addresses — If you voluntarily subscribe to our newsletter, we collect your email address and optionally your first name. We use this only to send you the content you signed up for.

Tool inputs — When you use our calculators and tools, the data you enter is processed locally in your browser. We do not store your financial information on our servers.

Analytics data — We use standard analytics tools to understand how visitors use our site. This may include information like pages visited, time spent, browser type, and general location (city/region level). This data is aggregated and does not personally identify you.

How We Use Your Information

We use collected information to send newsletter content and tool alerts to subscribers, improve our website and tools based on usage patterns, and understand which tools and content are most helpful to our audience.

Third-Party Services

Our site contains links to third-party products and services. When you click an affiliate link and visit a third-party site, their privacy policy applies. We encourage you to review the privacy policies of any third-party service before providing your information.

We may use third-party services for email delivery, analytics, and site hosting. These services have access only to the information necessary to perform their functions and are obligated to protect your data.

Cookies

Our site may use cookies for analytics, site functionality, and to remember your preferences. You can control cookies through your browser settings. Disabling cookies may affect some site functionality.

Your Rights

You can unsubscribe from our email list at any time using the unsubscribe link in every email. You can request deletion of your data by emailing hello@mycreditsignal.com. You can opt out of analytics tracking using browser extensions or privacy settings.

Data Security

We take reasonable measures to protect your information. However, no method of transmission over the internet is 100% secure. We cannot guarantee absolute security of your data.

Children’s Privacy

Our site is not intended for children under 13. We do not knowingly collect personal information from children under 13. If you believe we have inadvertently collected such information, please contact us immediately.

Changes to This Policy

We may update this privacy policy from time to time. Changes will be posted on this page with an updated date.

Contact

For privacy-related questions or requests, email us at info@mycreditsignal.com.